Looking at these numbers alone, XEQT seems like a better choice. Since we have been doing more and more shopping at Superstore, the idea of earning more PC Optimum points was quite enticing. XEQT or VEQT – XEQT currently yields a dividend of 3.20% quarterly. Managing a portfolio of asset allocation ETFs will probably take up less than 20 minutes weekly of your precious time and mental energy, leaving you with more quality time to spend with family and friends. The fund only invests in American stocks, so it is less diversified than VEQT. VEQT vs. XEQT vs. HGRO Equity ETFs. In recent weeks, I've been writing about how it's getting easier and cheaper to build a solid globally diversified portfolio using all-in-one ETFs. A showdown between all equity ETFs. OJ Junior on January 17, 2020 at 7:20 am. Any suggestions? When we look at comparing the costs of all-in-one ETFs vs robo advisors vs DIY couch potato portfolios vs mutual funds we must first understand what the acronym MER means. Press question mark to learn the rest of the keyboard shortcuts. Am I missing anything here? Reply. On the other hand, XEQT holds 2 US-listed ETFs in aggregate and that could represent more withholding taxes from its distributions. Considering selling my XAW + XIC to buy XEQT and simplify even further. Hi Albert, XEQT didn’t exist when I made my decision to switch to VEQT. VEQT could be slightly more tax-efficient (depending on the account that it's held in) because it holds only CAN ETF's in its aggregate holdings. Why XEQT? However there is more than one stock exchange in Canada. VEQT seems to be heavily weighted (29%) towards Canadian Equities vs. VXC which is everything ex-Canada. However, a four basis point difference is hardly a sufficient reason to prefer one company’s funds over the other, especially in a smaller portfolio. I began to wonder…Is the PC Insiders membership fee worth it? It is … Using the same methodology, what are the expected returns for the Vanguard Asset Allocation ETFs, in terms of both the expected premium above inflation, and the expected return including inflation. It's not overly relevant, but the current volume is actually 979. All Equity ETF Showdown VEQT Vs. XEQT Vs. HGRO - Tawcan tawcan.com - Tawcan. Also, does it matter if XEQT is priced at $23 compared to VEQT's $31? ... XEQT vs VEQT. VEQT to avoid the headache and fees of buying a fund in USD. XEQT has more US exposure, and lower MER. When I first published the Canadian grocery store comparisons, some readers pointed out the benefits of the PC Insiders subscription program. iShares continues to give a little more weight to the USA exposure over the Canadian side of things, with virtually equal weighting given to the international scene. That's about it. on reddit or at a Facebook group and took a wild / blind kind of a risk. And the reason the volume isn't relevant is that the market maker will step in and easily fill any buy or sell order that isn't extremely large. For example, the fee advantage is only worth about $4 per year on a $10,000 investment. XEQT is made up of four underlying ETFs including: iShares Core S&P Total U.S. Stock ETF (ITOT) iShares MSCI EAFE IMI Index ETF (XEF) iShares S&P/TSX Capped Composite ETF (XIC) iShares Core MSCI Emerging Markets ETF (IEMG) XEQT has a management fee of 0.18% compared to 0.22% for VEQT, and a MER of 0.20% compared to 0.25% for VEQT. XEQT has a 0.18 MER and VEQT has 0.22. I like how it has less exposure to Canada plus the slightly lower fee va VEQT, Im in XEQT, for lower fees and more US exposure. Continuously monitored and automatically rebalanced, as needed, in order to maintain asset class target weights 3. Math aside, I would maintain that most DIY investors would be wise to stick like glue to their one-fund solutions, even as their RRSP values continue to grow. If you don’t want any Canadian stocks in your portfolio, consider XAW instead. XEQT. I accidentally added XEQT so I decided to keep it, even though I already have XIC and XUU. XEQT has less holdings at 9000, while VEQT has 12,500. Vanguard VFV is the S&P500 ETF fund offered with a low 0.08% MER. Using VEQT and XEQT in TFSA and Taxable Accounts If you’re overwhelmed by the number of holdings above, we may be able to tone it down for you. Canadian Portfolio Manager has a podcast that touches on this, and may have further discussion in a blog post. Based on the above, I believe XEQT is superior. These two all-in-one equity ETFs seem very similar. Questions regarding individual companies, ETFs, Tax implications, Index Investing, and more... BMO one fund solutions A fund of 4 iShares funds with some cash. Am I missing anything else here? 100% equities. The volume on these is irrelevant unless you are trading millions of dollars in a single transaction. Hasn’t been ~$27 for around a year. I believe they back tested both ETFs and the difference in returns over the last decade or whenever was inconsequential. XEQT vs. VEQT VEQT refers to the Vanguard All-Equity ETF Portfolio, which also “seeks to provide long-term security by investing primarily in equity securities”. 10. VEQT vs VFV. Press question mark to learn the rest of the keyboard shortcuts. My money is on XEQT but I'm told they are the same. Detailed price information for Ishares Core Equity ETF (XEQT-T) from The Globe and Mail including charting and trades. Discussion would be geared around any investment opportunities a Canadian has access to. Even then you’d probably be fine. There are some differences in how the ETFs are balanced, and the % weighting to regions. One of my favourite funds because it has a lower Canadian exposure than VEQT. XEQT holds ITOT ISHARES CORE S&P TOTAL U.S. STOCK - US LISTED Am I missing anything here. I check daily to see which one is doing better. Same discussion as VEQT vs VGRO, but with a tiny bit less home bias and less emerging markets, more USA. Based on the above, I believe XEQT is superior. I've recently come across XEQT, which has lower MER fees than VEQT (0.18 vs 0.22), and I prefer the allocations (25% Canada in XEQT vs 30% Canada in VEQT). A low cost fee structure that allows investors to keep more of what they earn. I like how it has less exposure to Canada plus the slightly lower fee va VEQT With so many equity ETFs to choose from it might be hard to figure out the top ones to own. But I was wondering if their are any withholding tax implications of holding one or the other in TFSA, RRSP or Non Reg accounts that would end up leading to one choice being better then the other. XEQT also pays a distribution of 1.5% compared to VEQT which does not pay a distribution. VEQT pays a distribution; it's not a synthetic fund. I think you’ll agree, it’s hard to put a price on that convenience. VGRO, XGRO, VEQT XEQT The ishares funds have lower MERs. Performance charts for iShares Core Equity ETF Portfolio (XEQT - Type ETF) including intraday, historical and comparison charts, technical analysis and trend lines. Not much - xeqt is a bit more us weighted while veqt is a bit more Canadian weighted. Basically the same. https://canadiancouchpotato.com/2015/09/12/the-etf-volume-you-cant-hear/. iShares XAW is Blackrock’s all-equity portfolio, excluding Canadian investments. Find the latest VANGUARD ALL EQUITY ETF PORTFOL (VEQT.TO) stock quote, history, news and other vital information to help you with your stock trading and investing. Okay, so ignoring the volume, I believe XEQT is better than VEQT based on the fact that it has a lower MER and it pays a distribution. cmackie wrote: ↑ XEQT is 100% equities while XGRO is about 80% equities. I believe xeqt MER is .20 which is lower than veqt .25. https://www.morningstar.com/etfs/xtse/veqt/portfolio, https://www.morningstar.com/etfs/xtse/xeqt/portfolio. XEQT also pays a distribution of 1.5% compared to VEQT which does not pay a distribution. Many websites only show how many shares have traded on the TSX. VEQT vs XAW. The only downside I can see is the volume on XEQT appears non-existent, a whole 75 shares traded today. The only downside I can see is the volume on XEQT appears non-existent, a whole 75 shares traded today. And, a… Since they are the same, just go with the cheaper option. Lower MER, slightly less home bias, and it has performed slightly better across the board when back tested 1, 3, 5, 10, 20 and 25 years. Im also into TEC and VGT, New comments cannot be posted and votes cannot be cast, More posts from the CanadianInvestor community, Canadians Interested in investing and looking at opportunity in the market besides being a potato. The iShares portfolios are slightly less expensive than Vanguard’s, at around 0.21% vs. 0.25%, respectively. At the time of this post, returns since inception approaching 7%. veqt vs xeqt Much like the comparisons above, there are more similarities than differences when it comes to the all-equity all-in-one options from iShares and Vanguard. I'm having trouble choosing one for my TFSA. veqt vs. xeqt In this section, I will compare the market returns of VEQT and XEQT and compare the percentage gain between the two for the maximum time frame. 1. cap Canadian gurus ?etc etc etc. This is expected given that XEQT has a higher US exposure and VEQT has a higher Canadian exposure. Comparing between VEQT and XEQT, we can see that XEQT performed better. Please share your strategy which as worked for you and on which stock. I check daily to see which one is doing better. I have some VEQT. XEQT MER is lower by 0.05. Quarterly distributions with yield ~ 1.5%. XEQT has more US exposure. 1 year ago. A simple and efficient way to gain exposure to a portfolio of ETFs that is broadly diversified across regions, in one convenient package 2. VEQT vs. XEQT vs. HGRO, which one of these all equity ETFs come out ahead? Hi Justin – this is Mark H from Edmonton.PWL Capital recently published a white paper on how to estimate future stock and bond returns. A lower management fee than VEQT of 0.18%. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. I've been reading that a 80/20 split like VGRO vs 90/10 or 100/0 like VEQT … For penny stocks, please visit: r/canadapennystocks, Looks like you're using new Reddit on an old browser. You can’t go wrong with either of these ETFs if you’re looking for an all-in-one “all-equity” solution. Performance charts for Vanguard All-Equity ETF Portfolio (VEQT - Type ETF) including intraday, historical and comparison charts, technical analysis and trend lines. It’s at a decent price right now. Find the latest ISHARES CORE EQUITY ETF (XEQT.TO) stock quote, history, news and other vital information to help you with your stock trading and investing. I'm wondering if XEQT's dividend paid quarterly reinvested leads to greater return than VEQT's annual dividend reinvested?. XEQT didn’t launch until Aug 13, 2019. Do you guys follow some small. I went with XEQT for the higher US exposure. A quick refresher: MER stands for Management Expense Ratio. Last I checked, XEQT had more US exposure not VEQT? Personally I'm a Vanguard fan, even at slightly higher rates, due to them being a big driver behind us having these prices at all: https://www.vanguardcanada.ca/individual/articles/education-commentary/etf-information/infographic-vanguard-effect-canada.htm, New comments cannot be posted and votes cannot be cast, More posts from the PersonalFinanceCanada community, Continue browsing in r/PersonalFinanceCanada, Press J to jump to the feed. XEQT has less holdings at 9000, while VEQT has 12,500. The panel was unanimous in affirming last year’s choice of the pioneering Vanguard asset allocation ETFs (VGRO, VBAL, VCNS, VEQT and VCIP). In the end if they perform the same or VEQT performs slightly better in the next 30 years, I won't lose sleep over it. Another thing is that XEQT has 25% into Canadian equities whereas VEQT has 30 here. Since the Energy sector has performed poorly in 2020, and that the Canadian market consists of a high percentage of Energy stocks, VEQT’s lower performance makes sense. MERs are very similar (0.25 v. 0.26) and given both ETFs are 100% equity, I dont know much re-balancing is required, except maybe within the underlying stocks held (12,500 v. 10,655) which I expect VXC does as well. As you can see from the above chart, for the maximum time frame selected, the returns of VEQT and XEQT are almost similar in terms of market returns. Which one should we consider using for … both are great, I'd personally choose XEQT though. I accidentally added XEQT so I decided to keep it, even though I already have XIC and XUU. a whole 75 shares traded today. XEQT has more US exposure, and lower MER. VEQT was launched on January 29, 2019, and was made up of the following underlying ETFs as of September 30, 2020: How do we decide which has better return since both ETFs are not old enough. 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